Inside Track Club Member Prices

Harbor Freight’s Inside Track Club members get access to Exclusive Pricing on 200+ new items monthly. Look for the blue tags and get ITC Member Savings – no coupons required! Join Inside Track Club today to save now. Prices valid online or in-store with active Inside Track Club membership. See deal for details.



Credit offers cannot be combined.
Offers subject to credit approval.
We reserve the right to discontinue or alter the terms of these offers at any time.

Equal Pay Purchase AmountEqual Monthly PaymentsEqual Pay Period
$29999$506months
$31999$546months
$32999$556months
$33499$566months
$36999$626months
$39999$676months
$49999$4212months
$52999$4512months
$59999$5012months
$68999$5812months
$69999$5912months
$74999$6312months
$79999$6712months
$84999$7112months
$97999$8212months
$99999$8412months
$1,17999$9912months
$1,49999$12512months
$1,79999$5036months

The equal pay monthly payments required should allow you to pay off the equal pay purchase within the equal pay period if:

  1. You make your payments by the due date each month, and
  2. this balance is the only balance on your account during the equal pay period.

If you have other balances on your account, the equal pay monthly payment will be added to the minimum payment applicable to those balances. Any monthly payments shown do not include taxes and delivery since those amounts are not the same for every transaction.

IMPORTANT: The information about the Equal Monthly Payment shown assumes the Equal Pay promotional financing offer is applied to the purchase.

Qualifying purchase amount must be on a single receipt. No interest will be charged and equal monthly payments will be required on each equal pay purchase until it is paid in full. These payments equal the total equal pay purchase amount (including taxes and delivery) divided by the number of months in the equal pay period, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this was not an equal pay purchase. Late fees charged for not making a monthly payment by the due date will be assessed interest. Regular account terms apply to non-equal pay purchases. For new accounts: As of 8/1/2021 Variable Purchase APR is 25.99%. Minimum interest charge is $2. This APR will vary with the market based on the prime rate. Existing cardholders: See your credit card agreement terms. Subject to credit approval.